Accessing finance shouldn’t be a barrier to building the business you believe in. At Decusatio Working Capital Solutions, we empower South African entrepreneurs with practical funding tools—whether you’re managing cashflow, bridging invoice gaps, or scaling for your next big move. Backed by seasoned financial expertise, we help you navigate the capital-raising journey with confidence.
Decusatio Working Capital Solutions
Access to finance remains a major challenge for South African entrepreneurs looking to grow their businesses. Whether the entrepreneur is looking for basic invoice finance, a working capital solution to see them through a challenging cashflow period or they are looking for capital to scale their business, the capital raising process can be challenging.
Decusatio Working Capital Solutions is part of advisory group Decusatio which was formed by former financial journalist and editor Marc Ashton in 2018 who sought to assist entrepreneurs tackle the twin challenges of Access to Finance and Access to Markets.
Our Working Capital Solutions business works with entrepreneurs who are seeking to access:
Our experienced team of specialist advisors are on hand to work with you on your capital raising journey.
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Lulalend provides fast and flexible business funding to SMEs and sole traders that traditional lenders often can’t serve
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Access:
Business Loans
Lines of Credit
Invoice Finance
Trade Credit
South Africa is at a pivotal point in its economic development. With electricity supply stabilising in 2025 and efforts underway to address logistics constraints, the country is better positioned to take advantage of global trade shifts. However, weak local supply chains and limited manufacturing capacity remain barriers to progress. While ESD initiatives have played a role, unlocking long-term potential will require significant capital and specialised skills that many downstream businesses currently lack. Forward-thinking corporates can use their ESD budgets to help close this gap. Let us help your value chain unlock its full potential.
Whether you’re looking to access a simple working capital facility or structure a more formal capital-raising, you won’t get far without a solid foundation in place — including clean financials, up-to-date tax compliance, and a well-organised data room.
Competition for Enterprise and Supplier Development (ESD) grants is fierce, but from time to time, we are invited to facilitate SME development projects, disburse ESD funds, or coordinate industry-specific initiatives. To ensure we deliver maximum impact, it’s essential for us to build a comprehensive database of potential ESD beneficiaries across multiple sectors.
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